Trek Credit Card

Ride Now. Pay Later.

With the Trek Credit Card, a fantastic new bicycle is within your reach. Increase your buying power, and take home a new Trek bike and cycling apparel and equipment today! Trek Retail Credit Card users may be eligible to receive 12-month, interest-deferred* financing to any newly approved or existing card-holder who makes a purchase on their Trek Card, allowing you to ride now and pay later. The purchase must include at least one Trek bike.

Applying online is quick, convenient, and secure. Qualified buyers can be pre-approved in minutes! You can also visit us and apply in-store; please bring a valid ID, credit card, and your social security number. As soon as you’re approved, you can start enjoying all of the benefits of your new Trek Credit Card.  

Apply Now

Low Minimum Monthly Payments

Low Minimum
Monthly Payments

No Annual Cardholder Fee

No Annual Cardholder Fee

24 Hour Online Account Access

24 Hour Online Account Access

Paperless Billing Available

Paperless Billing Available

*At no time will the minimum payment due be less than $27.00. Interest will be charged to your account (at the standard, variable 25.24% APR) from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum Interest Charge is $1.00 per credit plan.

Ready To Roll?

Explore our bike options and put your freshly approved financing to good work!

Road Bikes

Mountain Bikes

Upright Bikes

All Bikes